In September, Equifax experienced a data breach that affected the private information of nearly 143 million people. With the year winding to a close and tax season on the horizon, many consumers are still questioning how this may have affected them and what they can do about it.
What to do:
- Check to see if you were impacted by the recent data breach.
- Enroll in credit monitoring. Equifax if offering free credit monitoring for those affected. Be sure to read the terms and conditions thoroughly to avoid unwittingly waiving any rights.
- Freeze your credit file with the three major credit reporting agencies. Equifax will be waving their credit freezing fee until January 31, 2018, but there may be a cost associated with the other agencies.
- Get a free copy of your credit report and check for any significant changes. By law you are entitled to a credit report once every 12 months.
- Get your taxes done early.
For more information on what to do if your information was lost or exposed, visit the Federal Trade Commission's site on identity theft or check out the list below.
Impacted by a recent security breach? Use these resources to help protect yourself.